The Living Expenses Support Scheme (LESS) is here to help home status students who are in need of additional financial support during the academic year.

The scheme aims to help and award students with an additional grant that can be used to meet any maintenance needs, such as rent, travel, childcare, and day-to-day costs etc. The scheme cannot be used to pay tuition fees.

Am I eligible to apply?

The scheme is open to ‘home’ status students only. Normally this would mean that you have been charged the home rate tuition fee and are in receipt of full Student Finance support.

You are not eligible to apply if you are:

  • Not enrolled at the University of Westminster
  • A student interrupting studies (suspended)
  • An undergraduate student that has not taken out the maximum student support available to them from student finance including the maintenance loan. This includes the part of the loan based on your household income
  • An EU undergraduate student getting the 2023-24 tuition fee loan only
  • A postgraduate student who has chosen not to take the full £12,167 Master’s loan
  • A self-funded student with tuition fees outstanding – this includes postgraduate students in receipt of the master’s loan as the loan is paid directly to the student
  • Enrolled on a conversion or professional course, such as the GDL, CILEx, ACCA, CIMA, RIBA (part 3) and the Legal Practice Postgraduate Diploma
  • A PG Dip, PhD, MPhil or other research student. Please note MRes students in receipt of the full master’s loan are eligible to apply

For further information about external funding opportunities or government support, please refer to our Other funding options and Bursaries and awards for current students pages.

If you are unsure of your eligibility, please get in touch with the Student Centre or via the live chat on Student hub which is open 7 days a week.

If you would like to be contacted by a member of the Student Funding team, appointments may be booked through Engage.

I’m a full-time undergraduate student

You will need to show you have taken the maximum student support available to you from student finance including the maintenance loan. This includes applying for finance based on your household income. Read more on student finance on the Gov.uk website. 

If you are receiving the Maintenance Loan amounts below, please contact Student Funding before making your application as you may not be eligible to apply.

Living at home rate£3,698
Not living with parents and studying in London£6,485 

In addition to this, usually, students should have taken out the full tuition fee loan.

I’m a part-time undergraduate student

You must be studying at least 25% of the full-time equivalent course and have applied for the part-time Tuition Fee Loan from Student Finance England and be in receipt of the full part-time maintenance loan that you are eligible for, based on your household income.

I’m a module retriever

Full-time undergraduate students retrieving modules on a part-time basis must be attending classes and must also have taken their full entitlement of student loan.

I’m an Assessment Only student

Assessment only students should include with their application a letter from the Library and Student Centre showing the assessments (with submission dates) that have to be completed during 2023-24..

I’m a full-time postgraduate student

Guidelines are followed which assume that a student receives a minimum income level per week, regardless of whether or not this is the case. It is expected that students will have made adequate provision for tuition fees and living costs for themselves and any dependants before starting their course.

This could include income from earnings, a partner’s earnings, savings, loans – including the master’s Loan (ML), overdrafts etc. 

You must have paid the tuition fees in full for the whole academic year before you can submit an application (not just the instalment due). If you have an outstanding fee balance, your application will not be considered until this has been paid.

I’m a part-time postgraduate student

You must be studying at least 25% of the full-time equivalent course in the 2023-24 academic year.

It is expected that students will have made adequate provision for tuition fees and living costs for themselves and any dependants before starting their course.

This could include income from earnings, a partner’s earnings, savings, loans – including the master’s Loan (ML), overdrafts etc. 

You must also have paid the tuition fees in full for the whole academic year before you can submit an application (not just the instalment due). If you have an outstanding fee balance, your application will not be considered until this has been paid.

How is my application assessed?

The Student Funding team will assess your application. When deciding about an award, we look at the shortfall between your expenditure (as defined by national guidelines) and your expected income.

Please note that non-essential expenditure may be taken into account and could reduce your award or even result in your application being rejected. Examples of this type of expenditure includes online gambling, private school fees, private healthcare and excessive spending on social activities.

If your application is incomplete, unclear or does not contain all the requested documentation, it will delay our decision. Please note that we reserve the right to request additional information if it would help with assessing your application.

How much will I be awarded?

An award can be anywhere between £100 and (in exceptional circumstances) £3,000. The exact amount of award will be determined by the University depending on the level of financial need you demonstrate. Please bear in mind that demand always exceeds the funds available, so any award made will not cover the full shortfall you have, and you should not assume that you are receiving an award until you are notified.

How will I be notified and paid?

We aim to provide a written decision within 8- 10 weeks of your application being submitted, although at very busy times this may not always be possible.

You will receive an email telling you of our decision and if successful, the expected payment date which is usually 2 weeks after. 

Still not sure whether to make an application?

You might not want to apply because you think there are more deserving cases than yours. Please know the assessment calculations we make will determine if you are showing financial need, so we would always encourage you to apply. The purpose of the scheme is to assist as many eligible students as possible.

How do I apply?

Please complete and return the completed form and supporting documents (in PDF format) to the address on the application.

The supporting evidence required is determined by your circumstances and is listed on the application form. However, as a minimum, all students will need to provide:

  • 3 months bank statements for all accounts held by you
  • A supporting statement
  • The 2023/24 Online Student Finance Entitlement letter and your payments information showing the instalment due dates and amounts

Delays in the assessment of your application may occur if information is provided in another format. Photos and screenshots are not always clear, and we may not be able to open zip files for example.

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