Flying off to Africa to stay in a slum for 20p a night may seem an extreme way to cut your student debt - but Craig Smith reckons it was worth it. The 22-year-old is in the final year of a media studies degree at the University of Westminster. 

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Hard graft, business sponsorship and thinking creatively means that so far he has covered almost all his course costs and living expenses. His total debt is just over £2,500, a tiny sum compared with most third-year students.

Read more about Craig’s attempts to reduce his student debt in
Stephen Womack’s Mail on Sunday article online here

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