The Pension Research Network had another highly successful event on Friday 10 May. The Pensions Research Network draws together research within the field of pensions, retirement behaviour, savings and ageing from across the various academic disciplines, providing a cross-disciplinary network and forum for exchange of information, discussion and debate.

The speakers included Leandro Carrera and Melissa Echalier of the Pensions Policy Institute (PPI) and Roberta Adami of WBS.

Leandro and Melissa’s talk looked at Risk-Sharing in Defined Benefit and Defined Contribution Pensions Schemes. The landscape of pension provision in the private sector has changed in recent years with the Government recently publishing a strategy paper in 2012 to reinvigorate private sector pension provision. Leandro and Melissa discuss the role of risk-sharing in the current UK pension landscape and what can be learned from other countries. Examples were drawn from the Netherlands, Germany, Poland and Denmark.

It was found that pension provision has changed significantly over the last 40 years and risk-sharing is just a strategy to share the risks of pension provision more equally. Models used elsewhere may be difficult to implement in the UK context. Roberta’s talk concerned an investigation of the saving profile of ethnic minorities via a life cycle analysis.

A number of interesting conclusions were given. A number of post-graduate finance students attended the event in addition to outside academics and policy markers.

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